Ideally, all businesses should be without blame. The idea of juggling things around rather than being straightforward is like taking pride in getting into a theater without paying. You avoid the ticket taker by using the back door. That might be profitable for a few weeks, but as time goes on, you find that you have problems. Honesty is the best wealth.
"The Karma of Money," in Work, Sex, Money: Real Life on the Path of Mindfulness, page 189.